Can I change my mind?
Yes you can. If at any time during the loan process you decide not to proceed with the loan please let us know as soon as possible to save any unnecessary work. Infinite Lending Solutions services are provided at no cost to you as our client and you will not be charged any cancellation fee.

How long does loan approval take?
The time taken to have a loan approved depends on the borrower, the lender and the complexity of the loan that is required.  The average loan can normally be approved within 72 hours of receiving all the information required for the application.

How much can I borrow?
This really depends on your personal circumstances, the price of the property that you wish to purchase and valuations.  Depending on the lender, you may be able to borrow up to 95% of the valuation however loans of more than 80% of valuation often require mortgage insurance which the borrower pays for.  We would be happy to discuss what products would best suit your needs please contact our office or click here to send an email and we will respond to you within 24 hours.

I have poor credit history can I still get a loan?
A default will remain on your credit file for five years. While you cannot change this it is helpful to ensure that the rest of your credit history is positive.  Some lenders provide products such as Non Conforming Loans designed to help clients with a poor credit history. At Infinite Lending Solutions we have access to lenders to specialise in these products please contact our office to speak to a Lending Specialist or click here to send us an email and we will respond to you within 24 hours.

I am employed on a casual basis, self employed or have irregular income?
A Lo Doc Home Loan or similar product designed for borrowers in this situation could be the answer. Infinite Lending Solutions have access to lenders who specialise in Lo Doc Loans and we would be happy to discuss the available options with you please contact our office or click here to send us an email and we will respond to you within 24 hours.